When your insurance company's adjuster arrives, you should plan to meet them at the scene. This is very important should be a high priority. Make sure that you point every bit of hurricane related damage that you can see or are aware of no matter how minuscule it seems. Sometimes what appears to be small problem can be a sign of a much larger issue.

The insurance adjuster should explain things like the amount of your deductible, areas of exclusion or certain damages that may not be covered under your policy, and whether or not your policy covers the replacement costs of your furniture or actual cash value with depreciation calculated into your adjustment.

You should use this opportunity to ask any questions that you may have concerning your hurricane damage claim. You should also take notes on this conversation and remember to write down any contact information that is available in a notebook.

Typically the insurance adjuster will return to his office to calculate and write up an amount for your insurance claim. This amount is commonly known as the initial adjustment. You should see a check for this amount in a matter of days.

You can use this check to start making repairs to you property, but it is important that you, do not sign any release at this point.

If while making repairs to your home you discover additional damage that may have not been visible or accounted for in the previous adjustment, you should contact your adjuster immediately so they can revisit your property to view the additional or supplemental damage.

This is where people often run into problems and may need to seek further assistance.

If you need help settling your hurricane insurance claim contact us today by filling out the form on this page or calling toll free at 1-866-LAW-2400.